SiDi FAQs

SiDi (Simply Digital) is a digital wallet with an IBAN, designed for non-Kuwaiti individuals with salaries of 500 KD and below.

Customers can transact through the SiDi Wallet application in an easy and secure manner.

No, the following exceptions can’t open the account:

1. Free digital wallet opening with no minimum balance requirement
2. A fully digital onboarding journey with 24/7 accessibility, completed in just a few simple steps in less than 5 minutes.
3. Free, fast, secure services digitally through the SiDi app
4. Free debit card that can be used anywhere in Kuwait and abroad as well as for online purchases.
5. Hassle-free Salary Transfer service for customers to receive salaries in the SiDi wallet
6. International remittance services that allow customers to transfer money home through the SiDi app.
7. Transfer your money using WAMD service.
8. Transfer money instantly to other SiDi Wallet customers.
9. Free mobile bill payments

1. Download the SiDi app from Google Play Store, App Store or Huawei AppGallery.

2. Register with Warba Bank and start the onboarding journey.

There is no need to visit a SiDi branch. Just download the SiDi app and open your SiDi account digitally.

Your debit card will be delivered to you by our delivery company after your onboarding is successfully completed.

You can set/reset the debit card PIN through the SiDi app.

All POS terminals where debit cards are accepted, including KNET and Mastercard networks.

You can withdraw cash from any ATM that accepts KNET cards domestically and internationally.

No minimum balance is required to open the SiDi Wallet.

You can get your SiDi Wallet statement for free through the SiDi app.

You can update your Civil ID through the SiDi app.

Yes, cash deposits are supported—you can deposit cash at all Warba Bank ATMs.

● Wallet to Wallet Transfer (transfer between the SiDi Wallet customers)
● Transfer from Warba Bank accounts (any existing Warba Bank customer can transfer to a SiDi customer)
● Transfer from Other Local Banks (the sender can transfer money from any bank in Kuwait to the SiDi customer) customer)

No, international transfers can be conducted directly using the SiDi app.

Yes, the SiDi app is a separate application from the Warba Bank app.

The SiDi app is available in 7 languages:

1. Arabic
2. English
3. Hindi
4. Tagalog
5. Tamil
6. Bangla
7. Urdu

You can contact the SiDi call center on 1815551 or through WhatsApp on 22288886.

Yes, you can easily transfer your money using WAMD in the SiDi app. Just register your mobile number and start transferring!

Just sign in to the SiDi app, click the SiDi Easy Finance button and start applying easily by following the steps.

No, applying for Easy Finance is done entirely from the SiDi app (digitally), with no paperwork required and no need to visit the branch.

Yes, because you are a SiDi account holder, you can easily apply for the SiDi Savings Account as a secondary account.

Yes, of course. You can easily apply for the SiDi Savings Account debit card through the SiDi app.

The SiDi Savings Account will offer you competitive expected returns!